What paperwork is required for an NRI to Recover their Investments in India ?

NRI investment recovery in India has become an important concern for many overseas investors. Investments made in India years ago often get forgotten, with old shares, mutual funds, or dividends remaining unclaimed due to lost communication or misplaced documents. In most cases, these assets end up with the Investor Education and Protection Fund (IEPF) or remain inactive with companies and registrars.

The good news is – NRIs can legally Recover their Unclaimed Investments in India. However, the process is document-driven and must be handled carefully. At GLC Wealth Advisor, we regularly assist NRIs from across the globe in reclaiming their shares, dividends, and other financial assets / securities.

Here is a simple breakdown of what paperwork is required.

Identity Proof of the NRI Investor

The first requirement is proof of identity. The authorities must verify that the claimant is the real owner or legal heir of the investorment.

Documents usually required:

  • Passport (current and old, if available)
  • PAN card
  • Overseas address proof (utility bill, bank statement, or residence permit)
  • Indian address proof (if available)
  • OCI Card / PIO Card / Foreign Visa / Residency Permit

These documents help establish both your Indian identity and your NRI status.

Proof of Share or Investment Ownership

To recover unclaimed shares or dividends, proof of ownership is very important. This confirms that the investment belongs to you or your family.

Common documents include:

  • Old physical share certificates
  • Dividend warrants
  • Company allotment letters
  • Annual reports showing shareholder details
  • Emails or letters from the company or registrars
  • Old address proof

Demat Account Details (Mandatory)

All recovered shares are credited only to a Demat account. For NRIs, this must be an NRO or NRE Demat account.

You will need:

  • Client Master Report (CMR)
  • Bank-linked to the Demat Account
  • Demat account statement in case shares have gone to IEPF from the demat account

Without this, IEPF or companies cannot transfer the shares back.

Bank Account Proof

A bank account in India is required to receive dividends and other payouts.

Required documents:

  • Cancelled cheque of NRO or NRE account
  • Bank statement in absence of Cheque
  • IFSC and account details should be mentioned in any of the above documents

This ensures dividends are credited safely to your account after the claim is approved.

If You Are a Legal Heir or Nominee

If the original investor has passed away, additional legal documents are required:

  • Death certificate
  • Succession certificate or legal heir certificate 

GLC Wealth Advisor assists in preparing and structuring these documents properly so claims are not rejected.

Why NRIs Trust GLC Wealth Advisor

Recovering investments from India while living abroad is not easy. IEPF claims, registrar verification, notarisation, and embassy attestation can be confusing and time-consuming.

At GLC Wealth Advisor, we handle:

  • IEPF claims
  • Lost & forgotten shares
  • Legal heir claims
  • NRI investment recovery
  • End-to-end documentation and follow-up
  • Obtaining PAN cards for NRIs
  • Assisting in opening NRI Bank Accounts & Demat Accounts

We work as your on-ground India support, ensuring your wealth is recovered smoothly and legally.

Final Thoughts

If you are an NRI with old investments in India, your money is not lost – it is simply waiting to be claimed. With the right documents and expert guidance, your shares and dividends can be restored to you.

GLC Wealth Advisor is here to help you recover what is rightfully yours.

To know more, visit www.glcwealth.com
+91 9310303046 | +91 9318435122